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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,311 | $129,959-69.0% | $104,301-61.4% | $134,509-70.0% |
| Participation rate | 77.8% | 79.5%-1.8pp | 73.3%+4.5pp | 81.2%-3.5pp |
| Annual return | -22.61% | 42.04%-64.7pp | 24.61%-47.2pp | 418.13%-440.7pp |
| Employer contribution / active EE | $1,827 | $4,185-56.3% | $3,373-45.8% | $4,741-61.5% |
| Participant deferral / active EE | $6,479 | $5,589+15.9% | $4,626+40.1% | $6,400+1.2% |
| Admin fee / account holder | $500 | $9,325-94.6% | $7,340-93.2% | $11,427-95.6% |