Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,211 | $154,209-79.8% | $130,062-76.0% | $139,487-77.6% |
| Participation rate | 53.3% | 82.0%-28.6pp | 78.5%-25.2pp | 80.3%-27.0pp |
| Annual return | 19.08% | 32.52%-13.4pp | -137.37%+156.5pp | 373.84%-354.8pp |
| Employer contribution / active EE | $714 | $5,292-86.5% | $4,322-83.5% | $4,755-85.0% |
| Participant deferral / active EE | $4,110 | $6,709-38.7% | $5,821-29.4% | $6,713-38.8% |
| Admin fee / account holder | $2,244 | $13,988-84.0% | $10,601-78.8% | $11,407-80.3% |