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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,859 | $150,447-64.2% | $136,298-60.5% | $147,586-63.5% |
| Participation rate | 58.8% | 84.4%-25.6pp | 81.9%-23.1pp | 82.8%-24.0pp |
| Annual return | 15.53% | 1049.15%-1033.6pp | 5156.27%-5140.7pp | 578.59%-563.1pp |
| Employer contribution / active EE | $2,026 | $5,256-61.5% | $4,696-56.9% | $4,876-58.5% |
| Participant deferral / active EE | $5,136 | $6,631-22.5% | $6,247-17.8% | $5,439-5.6% |
| Admin fee / account holder | $25,829 | $10,906+136.8% | $9,244+179.4% | $10,886+137.3% |