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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,232 | $73,863-64.5% | $143,797-81.8% | $68,490-61.7% |
| Participation rate | 69.4% | 66.7%+2.8pp | 80.3%-10.9pp | 67.9%+1.5pp |
| Annual return | 6.80% | 0.91%+5.9pp | -0.04%+6.8pp | -7.85%+14.7pp |
| Employer contribution / active EE | $2,287 | $3,185-28.2% | $4,952-53.8% | $2,597-11.9% |
| Participant deferral / active EE | $2,138 | $3,385-36.8% | $5,638-62.1% | $4,028-46.9% |
| Admin fee / account holder | $20,525 | $5,756+256.6% | $14,679+39.8% | $5,403+279.9% |