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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,073 | $81,358-72.9% | $155,556-85.8% | $80,959-72.7% |
| Participation rate | 92.2% | 66.3%+25.9pp | 78.2%+13.9pp | 67.7%+24.5pp |
| Annual return | 12.62% | 33.39%-20.8pp | 64.84%-52.2pp | 35.67%-23.1pp |
| Employer contribution / active EE | $726 | $3,106-76.6% | $4,675-84.5% | $2,757-73.7% |
| Participant deferral / active EE | $1,866 | $3,455-46.0% | $5,631-66.9% | $4,300-56.6% |
| Admin fee / account holder | $1,734 | $7,994-78.3% | $15,885-89.1% | $6,925-75.0% |