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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,794 | $190,879-82.3% | $160,009-78.9% | $134,532-74.9% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.0%+9.5pp | 81.2%+6.3pp |
| Annual return | -21.71% | 552.63%-574.3pp | 408.85%-430.6pp | 418.27%-440.0pp |
| Employer contribution / active EE | $3,401 | $4,995-31.9% | $4,225-19.5% | $4,741-28.3% |
| Participant deferral / active EE | $7,070 | $6,924+2.1% | $6,183+14.3% | $6,401+10.5% |
| Admin fee / account holder | $456 | $10,495-95.7% | $8,715-94.8% | $11,429-96.0% |