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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,174 | $209,425-20.7% | $178,499-6.9% | $158,966+4.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.96% | 188.80%-181.8pp | 151.10%-144.1pp | 302.95%-296.0pp |
| Employer contribution / active EE | $9,469 | $5,707+65.9% | $5,011+88.9% | $4,762+98.8% |
| Participant deferral / active EE | $16,205 | $5,955+172.1% | $5,202+211.5% | $5,983+170.8% |
| Admin fee / account holder | $96,756 | $17,078+466.5% | $13,986+591.8% | $11,250+760.1% |