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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,387 | $73,848-83.2% | $143,799-91.4% | $68,486-81.9% |
| Participation rate | 46.2% | 66.7%-20.5pp | 80.3%-34.2pp | 67.9%-21.7pp |
| Annual return | -17.20% | 0.91%-18.1pp | -0.04%-17.2pp | -7.85%-9.3pp |
| Employer contribution / active EE | $578 | $3,184-81.9% | $4,952-88.3% | $2,597-77.8% |
| Participant deferral / active EE | $1,558 | $3,385-54.0% | $5,638-72.4% | $4,028-61.3% |
| Admin fee / account holder | $168 | $5,755-97.1% | $14,677-98.9% | $5,404-96.9% |