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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,647 | $150,447-93.6% | $136,298-92.9% | $147,586-93.5% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 12.39% | 1049.15%-1036.8pp | 5156.27%-5143.9pp | 578.59%-566.2pp |
| Employer contribution / active EE | $2,064 | $5,256-60.7% | $4,696-56.0% | $4,876-57.7% |
| Participant deferral / active EE | $1,109 | $6,631-83.3% | $6,247-82.3% | $5,439-79.6% |
| Admin fee / account holder | $7,206 | $10,906-33.9% | $9,244-22.0% | $10,886-33.8% |