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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,753 | $112,933-71.9% | $90,970-65.1% | $158,982-80.0% |
| Participation rate | 25.0% | 74.7%-49.7pp | 69.0%-44.0pp | 82.0%-57.0pp |
| Annual return | 38.44% | 215.82%-177.4pp | 134.60%-96.2pp | 302.99%-264.5pp |
| Employer contribution / active EE | $397 | $2,893-86.3% | $2,122-81.3% | $4,763-91.7% |
| Participant deferral / active EE | $2,380 | $4,128-42.4% | $3,373-29.4% | $5,983-60.2% |
| Admin fee / account holder | $0 | $8,047-100.0% | $5,961-100.0% | $11,252-100.0% |