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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,740 | $85,171+28.8% | $172,753-36.5% | $72,976+50.4% |
| Participation rate | 41.2% | 70.1%-28.9pp | 82.6%-41.5pp | 69.5%-28.3pp |
| Annual return | 24.59% | 27.32%-2.7pp | 803.00%-778.4pp | 81.02%-56.4pp |
| Employer contribution / active EE | $753 | $3,324-77.4% | $5,144-85.4% | $2,440-69.1% |
| Participant deferral / active EE | $3,444 | $3,260+5.6% | $5,198-33.7% | $3,608-4.5% |
| Admin fee / account holder | $3,171 | $5,880-46.1% | $13,956-77.3% | $5,124-38.1% |