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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,362 | $81,763-70.2% | $58,561-58.4% | $139,466-82.5% |
| Participation rate | 29.2% | 61.3%-32.2pp | 50.9%-21.7pp | 80.3%-51.2pp |
| Annual return | 21.70% | 7427.77%-7406.1pp | 4251.33%-4229.6pp | 373.66%-352.0pp |
| Employer contribution / active EE | $774 | $1,398-44.6% | $1,053-26.5% | $4,754-83.7% |
| Participant deferral / active EE | $1,982 | $2,555-22.4% | $1,923+3.0% | $6,712-70.5% |
| Admin fee / account holder | $600 | $3,273-81.7% | $2,520-76.2% | $11,409-94.7% |