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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,178 | $93,064+5.5% | $74,577+31.6% | $273,972-64.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 10.57% | 26.18%-15.6pp | 20.47%-9.9pp | 41.46%-30.9pp |
| Employer contribution / active EE | $11,481 | $3,160+263.4% | $2,525+354.7% | $4,869+135.8% |
| Participant deferral / active EE | $5,642 | $4,160+35.6% | $3,458+63.1% | $5,287+6.7% |
| Admin fee / account holder | $2,061 | $5,273-60.9% | $4,138-50.2% | $10,133-79.7% |