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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,478 | $154,209-34.2% | $130,062-22.0% | $139,487-27.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 17.77% | 32.52%-14.8pp | -137.37%+155.1pp | 373.84%-356.1pp |
| Employer contribution / active EE | $3,369 | $5,292-36.3% | $4,322-22.1% | $4,755-29.1% |
| Participant deferral / active EE | $6,996 | $6,709+4.3% | $5,821+20.2% | $6,713+4.2% |
| Admin fee / account holder | $1,102 | $13,988-92.1% | $10,601-89.6% | $11,407-90.3% |