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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,344 | $156,398-50.5% | $147,318-47.5% | $138,895-44.3% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.4pp | 79.9%-13.3pp |
| Annual return | 15.49% | 78.75%-63.3pp | 70.43%-54.9pp | 145.39%-129.9pp |
| Employer contribution / active EE | $3,646 | $4,853-24.9% | $4,593-20.6% | $4,194-13.1% |
| Participant deferral / active EE | $7,929 | $8,237-3.7% | $7,906+0.3% | $6,396+24.0% |
| Admin fee / account holder | $712 | $14,976-95.2% | $13,708-94.8% | $12,562-94.3% |