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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,705 | $98,776-7.2% | $149,745-38.8% | $79,856+14.8% |
| Participation rate | 87.1% | 75.8%+11.3pp | 82.5%+4.6pp | 69.6%+17.5pp |
| Annual return | 17.14% | 27.38%-10.2pp | 276.72%-259.6pp | 31.71%-14.6pp |
| Employer contribution / active EE | $4,475 | $3,217+39.1% | $4,646-3.7% | $2,471+81.1% |
| Participant deferral / active EE | $5,170 | $5,681-9.0% | $6,843-24.5% | $3,741+38.2% |
| Admin fee / account holder | $7,294 | $6,053+20.5% | $9,312-21.7% | $5,306+37.5% |