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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,660 | $167,353+74.3% | $143,797+102.8% | $134,545+116.8% |
| Participation rate | 86.7% | 84.8%+1.8pp | 80.3%+6.3pp | 81.2%+5.4pp |
| Annual return | -12.57% | 0.48%-13.1pp | -0.04%-12.5pp | 418.37%-430.9pp |
| Employer contribution / active EE | $15,787 | $5,620+180.9% | $4,952+218.8% | $4,742+233.0% |
| Participant deferral / active EE | $8,209 | $6,447+27.3% | $5,638+45.6% | $6,401+28.2% |
| Admin fee / account holder | $215,768 | $18,096+1092.4% | $14,679+1369.9% | $11,431+1787.6% |