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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,660 | $167,323+74.3% | $143,770+102.9% | $134,493+116.9% |
| Participation rate | 86.7% | 84.8%+1.9pp | 80.3%+6.4pp | 81.2%+5.4pp |
| Annual return | -12.57% | 0.47%-13.0pp | -0.04%-12.5pp | 418.01%-430.6pp |
| Employer contribution / active EE | $15,787 | $5,619+180.9% | $4,951+218.9% | $4,740+233.1% |
| Participant deferral / active EE | $8,209 | $6,446+27.3% | $5,638+45.6% | $6,400+28.3% |
| Admin fee / account holder | $215,768 | $18,088+1092.9% | $14,673+1370.5% | $11,425+1788.6% |