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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,631 | $198,457-63.9% | $170,435-58.0% | $147,586-51.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 3.94% | 257.30%-253.4pp | 205.94%-202.0pp | 578.59%-574.7pp |
| Employer contribution / active EE | $12,656 | $6,183+104.7% | $5,432+133.0% | $4,876+159.5% |
| Participant deferral / active EE | $8,563 | $5,629+52.1% | $4,939+73.4% | $5,439+57.5% |
| Admin fee / account holder | $456 | $16,852-97.3% | $13,881-96.7% | $10,886-95.8% |