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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,875 | $26,140+301.2% | $58,507+79.3% | $74,473+40.8% |
| Participation rate | 16.2% | 32.1%-15.9pp | 50.9%-34.6pp | 70.7%-54.5pp |
| Annual return | 14.82% | 32.51%-17.7pp | 4252.32%-4237.5pp | 34.36%-19.5pp |
| Employer contribution / active EE | $564 | $537+5.0% | $1,053-46.5% | $2,638-78.6% |
| Participant deferral / active EE | $819 | $1,075-23.8% | $1,922-57.4% | $4,530-81.9% |
| Admin fee / account holder | $2,496 | $652+283.0% | $2,486+0.4% | $347+619.1% |