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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,057 | $107,941+70.5% | $91,994+100.1% | $152,897+20.4% |
| Participation rate | 50.0% | 81.2%-31.2pp | 78.6%-28.6pp | 82.5%-32.5pp |
| Annual return | 23.37% | 89.28%-65.9pp | 69.04%-45.7pp | 345.43%-322.1pp |
| Employer contribution / active EE | $3,514 | $4,212-16.6% | $3,453+1.8% | $4,764-26.2% |
| Participant deferral / active EE | $6,929 | $6,366+8.9% | $5,924+17.0% | $5,851+18.4% |
| Admin fee / account holder | $41,980 | $10,521+299.0% | $7,744+442.1% | $11,599+261.9% |