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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,765 | $95,415+30.8% | $185,851-32.9% | $85,851+45.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 9.85% | 23.59%-13.7pp | 122.11%-112.3pp | 318.63%-308.8pp |
| Employer contribution / active EE | $8,657 | $3,314+161.2% | $5,168+67.5% | $2,565+237.4% |
| Participant deferral / active EE | $6,347 | $3,424+85.4% | $5,569+14.0% | $3,952+60.6% |
| Admin fee / account holder | $51,236 | $7,215+610.2% | $16,245+215.4% | $6,261+718.4% |