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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$38,270 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,275 | $86,692+129.9% | $119,634+66.6% | $66,949+197.7% |
| Participation rate | 91.5% | 75.6%+15.9pp | 79.3%+12.2pp | 69.8%+21.6pp |
| Annual return | -19.88% | -8.00%-11.9pp | -14.98%-4.9pp | 1.57%-21.5pp |
| Employer contribution / active EE | $7,480 | $2,536+195.0% | $4,232+76.7% | $2,545+193.9% |
| Participant deferral / active EE | $18,249 | $4,360+318.6% | $5,601+225.8% | $4,239+330.5% |
| Admin fee / account holder | $10 | $755-98.7% | $10,329-99.9% | $594-98.3% |