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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,888 | $138,114+61.4% | $125,391+77.8% | $134,545+65.7% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | 0.00% | 750.88%-750.9pp | 572.41%-572.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $19,970 | $5,246+280.7% | $4,816+314.7% | $4,742+321.2% |
| Participant deferral / active EE | $8,821 | $7,801+13.1% | $7,448+18.4% | $6,401+37.8% |
| Admin fee / account holder | $433 | $11,570-96.3% | $10,009-95.7% | $11,431-96.2% |