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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,225 | $162,812-37.2% | $133,971-23.7% | $158,966-35.7% |
| Participation rate | 57.1% | 83.2%-26.1pp | 79.8%-22.7pp | 82.0%-24.8pp |
| Annual return | 11.17% | 41.94%-30.8pp | 45.09%-33.9pp | 302.95%-291.8pp |
| Employer contribution / active EE | $8,758 | $4,976+76.0% | $3,919+123.5% | $4,762+83.9% |
| Participant deferral / active EE | $19,365 | $5,910+227.7% | $5,047+283.7% | $5,983+223.7% |
| Admin fee / account holder | $218,331 | $11,741+1759.5% | $8,929+2345.1% | $11,250+1840.7% |