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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,672 | $99,345-77.2% | $84,753-73.2% | $273,972-91.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.43% | 22.93%-22.5pp | 22.78%-22.4pp | 41.46%-41.0pp |
| Employer contribution / active EE | $5,387 | $4,214+27.8% | $3,574+50.7% | $4,869+10.6% |
| Participant deferral / active EE | $1,964 | $4,270-54.0% | $3,712-47.1% | $5,287-62.9% |
| Admin fee / account holder | $7,961 | $6,645+19.8% | $5,333+49.3% | $10,133-21.4% |