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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,601 | $176,105+163.3% | $159,474+190.7% | $167,536+176.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.36% | 331.91%-320.6pp | 263.68%-252.3pp | 478.82%-467.5pp |
| Employer contribution / active EE | $5,466 | $5,299+3.2% | $4,831+13.1% | $4,839+13.0% |
| Participant deferral / active EE | $11,478 | $7,751+48.1% | $7,353+56.1% | $6,342+81.0% |
| Admin fee / account holder | $39,521 | $12,559+214.7% | $10,802+265.9% | $12,315+220.9% |