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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,198 | $153,769-57.6% | $133,975-51.3% | $273,972-76.2% |
| Participation rate | 60.0% | 88.4%-28.4pp | 87.1%-27.1pp | 83.0%-23.0pp |
| Annual return | 10.59% | 36.51%-25.9pp | 29.29%-18.7pp | 41.46%-30.9pp |
| Employer contribution / active EE | $7,524 | $6,029+24.8% | $5,211+44.4% | $4,869+54.5% |
| Participant deferral / active EE | $14,053 | $6,958+102.0% | $6,282+123.7% | $5,287+165.8% |
| Admin fee / account holder | $8,820 | $11,765-25.0% | $9,324-5.4% | $10,133-13.0% |