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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,726 | $197,625+83.5% | $177,840+104.0% | $158,966+128.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 18.00% | 58.76%-40.8pp | 48.32%-30.3pp | 302.95%-284.9pp |
| Employer contribution / active EE | $15,177 | $6,698+126.6% | $5,919+156.4% | $4,762+218.7% |
| Participant deferral / active EE | $17,212 | $8,405+104.8% | $7,714+123.1% | $5,983+187.7% |
| Admin fee / account holder | $793 | $15,405-94.9% | $12,431-93.6% | $11,250-92.9% |