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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,138 | $138,393+183.4% | $184,256+112.8% | $80,959+384.4% |
| Participation rate | 96.0% | 83.9%+12.1pp | 86.8%+9.2pp | 67.7%+28.3pp |
| Annual return | 10.65% | 20.01%-9.4pp | 28.85%-18.2pp | 35.67%-25.0pp |
| Employer contribution / active EE | $12,359 | $4,847+155.0% | $6,427+92.3% | $2,757+348.2% |
| Participant deferral / active EE | $17,291 | $7,076+144.4% | $9,133+89.3% | $4,300+302.1% |
| Admin fee / account holder | $1,008 | $10,489-90.4% | $13,899-92.8% | $6,925-85.5% |