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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,955 | $106,918-41.1% | $84,021-25.1% | $152,897-58.8% |
| Participation rate | 64.7% | 75.2%-10.5pp | 69.0%-4.3pp | 82.5%-17.7pp |
| Annual return | 18.98% | 105.01%-86.0pp | 71.32%-52.3pp | 345.43%-326.5pp |
| Employer contribution / active EE | $0 | $2,735-100.0% | $1,984-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,836 | $4,012-54.3% | $3,239-43.3% | $5,851-68.6% |
| Admin fee / account holder | $6,778 | $8,288-18.2% | $6,102+11.1% | $11,599-41.6% |