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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,855 | $107,368-25.6% | $92,915-14.1% | $152,909-47.8% |
| Participation rate | 92.9% | 79.8%+13.1pp | 76.0%+16.9pp | 82.5%+10.4pp |
| Annual return | 19.31% | 145.64%-126.3pp | 109.45%-90.1pp | 345.46%-326.2pp |
| Employer contribution / active EE | $16,973 | $4,222+302.0% | $3,653+364.6% | $4,764+256.3% |
| Participant deferral / active EE | $1,601 | $4,848-67.0% | $4,238-62.2% | $5,851-72.6% |
| Admin fee / account holder | $1,129 | $7,082-84.1% | $5,796-80.5% | $11,601-90.3% |