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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,726 | $157,304+150.9% | $141,197+179.6% | $152,909+158.1% |
| Participation rate | 62.5% | 84.8%-22.3pp | 82.5%-20.0pp | 82.5%-20.0pp |
| Annual return | 22.37% | 64.34%-42.0pp | 71.41%-49.0pp | 345.46%-323.1pp |
| Employer contribution / active EE | $1,461 | $5,263-72.2% | $4,736-69.2% | $4,764-69.3% |
| Participant deferral / active EE | $2,863 | $7,111-59.7% | $6,710-57.3% | $5,851-51.1% |
| Admin fee / account holder | $30 | $12,126-99.8% | $10,265-99.7% | $11,601-99.7% |