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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,240 | $185,883-18.6% | $170,043-11.1% | $139,466+8.4% |
| Participation rate | 90.9% | 87.8%+3.1pp | 87.0%+3.9pp | 80.3%+10.6pp |
| Annual return | 13.34% | 60.54%-47.2pp | 53.40%-40.1pp | 373.66%-360.3pp |
| Employer contribution / active EE | $1,633 | $7,596-78.5% | $6,790-75.9% | $4,754-65.6% |
| Participant deferral / active EE | $7,482 | $11,626-35.6% | $10,410-28.1% | $6,712+11.5% |
| Admin fee / account holder | $1,438 | $15,393-90.7% | $12,824-88.8% | $11,409-87.4% |