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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,527 | $80,753-6.5% | $136,298-44.6% | $62,293+21.2% |
| Participation rate | 71.4% | 73.5%-2.1pp | 81.9%-10.5pp | 69.5%+1.9pp |
| Annual return | 20.50% | 35.83%-15.3pp | 5156.27%-5135.8pp | 28.90%-8.4pp |
| Employer contribution / active EE | $3,346 | $2,884+16.0% | $4,696-28.7% | $2,042+63.8% |
| Participant deferral / active EE | $8,577 | $5,164+66.1% | $6,247+37.3% | $3,169+170.6% |
| Admin fee / account holder | $6,380 | $525+1114.2% | $9,244-31.0% | $479+1230.9% |