Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,824 | $50,554-1.4% | $67,681-26.4% | $87,485-43.0% |
| Participation rate | 32.4% | 67.7%-35.4pp | 73.7%-41.4pp | 68.9%-36.6pp |
| Annual return | 16.61% | 17.81%-1.2pp | 590.58%-574.0pp | 26.06%-9.5pp |
| Employer contribution / active EE | $115 | $1,988-94.2% | $2,678-95.7% | $2,596-95.6% |
| Participant deferral / active EE | $1,610 | $2,961-45.6% | $3,976-59.5% | $4,274-62.3% |
| Admin fee / account holder | $452 | $4,132-89.1% | $6,100-92.6% | $7,775-94.2% |