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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,539 | $75,962+21.8% | $154,108-40.0% | $64,173+44.2% |
| Participation rate | 13.3% | 70.4%-57.1pp | 83.0%-69.7pp | 69.6%-56.2pp |
| Annual return | -5.06% | 30.32%-35.4pp | 735.21%-740.3pp | 7.63%-12.7pp |
| Employer contribution / active EE | $3,734 | $3,350+11.5% | $5,298-29.5% | $2,381+56.8% |
| Participant deferral / active EE | $2,728 | $3,175-14.1% | $5,081-46.3% | $3,470-21.4% |
| Admin fee / account holder | $1,281 | $5,589-77.1% | $13,411-90.5% | $4,887-73.8% |