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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,214 | $175,259+46.2% | $149,723+71.1% | $139,487+83.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.57% | 166.82%-152.3pp | 134.50%-119.9pp | 373.84%-359.3pp |
| Employer contribution / active EE | $31,536 | $5,478+475.7% | $4,821+554.1% | $4,755+563.3% |
| Participant deferral / active EE | $22,979 | $6,522+252.4% | $5,682+304.4% | $6,713+242.3% |
| Admin fee / account holder | $26,367 | $16,158+63.2% | $13,215+99.5% | $11,407+131.1% |