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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,107 | $90,486-0.4% | $78,676+14.5% | $273,972-67.1% |
| Participation rate | 53.3% | 76.5%-23.2pp | 73.6%-20.2pp | 83.0%-29.7pp |
| Annual return | 11.72% | 75.62%-63.9pp | 62.19%-50.5pp | 41.46%-29.7pp |
| Employer contribution / active EE | $598 | $3,175-81.2% | $2,850-79.0% | $4,869-87.7% |
| Participant deferral / active EE | $2,875 | $3,901-26.3% | $3,517-18.2% | $5,287-45.6% |
| Admin fee / account holder | $0 | $5,263-100.0% | $4,510-100.0% | $10,133-100.0% |