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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,001 | $124,980-82.4% | $108,359-79.7% | $154,746-85.8% |
| Participation rate | 33.3% | 75.2%-41.8pp | 70.1%-36.8pp | 80.7%-47.4pp |
| Annual return | 21.93% | 45.00%-23.1pp | 36.89%-15.0pp | 172.34%-150.4pp |
| Employer contribution / active EE | $1,739 | $2,851-39.0% | $2,399-27.5% | $4,379-60.3% |
| Participant deferral / active EE | $1,892 | $4,743-60.1% | $4,137-54.3% | $6,730-71.9% |
| Admin fee / account holder | $184 | $11,502-98.4% | $9,741-98.1% | $14,365-98.7% |