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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,001 | $112,729-80.5% | $98,716-77.7% | $137,256-84.0% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 21.93% | 38.48%-16.6pp | 31.81%-9.9pp | 220.34%-198.4pp |
| Employer contribution / active EE | $1,739 | $2,725-36.2% | $2,279-23.7% | $4,156-58.2% |
| Participant deferral / active EE | $1,892 | $4,640-59.2% | $4,048-53.3% | $6,407-70.5% |
| Admin fee / account holder | $184 | $10,129-98.2% | $8,703-97.9% | $12,270-98.5% |