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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,470 | $88,778-33.0% | $81,844-27.3% | $145,884-59.2% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 29.53% | 1033.03%-1003.5pp | 778.87%-749.3pp | 551.85%-522.3pp |
| Employer contribution / active EE | $4,023 | $3,087+30.3% | $2,916+38.0% | $4,662-13.7% |
| Participant deferral / active EE | $14,008 | $4,648+201.4% | $4,323+224.0% | $6,690+109.4% |
| Admin fee / account holder | $1,117 | $8,430-86.7% | $7,355-84.8% | $13,392-91.7% |