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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,998 | $72,071-2.9% | $68,368+2.4% | $137,256-49.0% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.8%+12.0pp | 80.0%+5.8pp |
| Annual return | 20.89% | 353.14%-332.2pp | 292.57%-271.7pp | 220.34%-199.4pp |
| Employer contribution / active EE | $4,204 | $2,788+50.8% | $2,649+58.7% | $4,156+1.2% |
| Participant deferral / active EE | $14,024 | $4,410+218.0% | $4,123+240.2% | $6,407+118.9% |
| Admin fee / account holder | $503 | $5,336-90.6% | $5,150-90.2% | $12,270-95.9% |