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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,970 | $202,342-68.9% | $172,752-63.5% | $152,897-58.8% |
| Participation rate | 68.4% | 87.1%-18.6pp | 82.6%-14.2pp | 82.5%-14.0pp |
| Annual return | 23.27% | 1029.83%-1006.6pp | 802.97%-779.7pp | 345.43%-322.2pp |
| Employer contribution / active EE | $1,981 | $5,858-66.2% | $5,144-61.5% | $4,764-58.4% |
| Participant deferral / active EE | $3,951 | $5,948-33.6% | $5,198-24.0% | $5,851-32.5% |
| Admin fee / account holder | $8,090 | $17,111-52.7% | $13,955-42.0% | $11,599-30.3% |