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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,791 | $154,193+25.7% | $130,045+49.0% | $139,466+39.0% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.5%-11.8pp | 80.3%-13.7pp |
| Annual return | 11.73% | 32.51%-20.8pp | -137.30%+149.0pp | 373.66%-361.9pp |
| Employer contribution / active EE | $1,426 | $5,292-73.1% | $4,321-67.0% | $4,754-70.0% |
| Participant deferral / active EE | $7,716 | $6,709+15.0% | $5,820+32.6% | $6,712+15.0% |
| Admin fee / account holder | $72,691 | $13,989+419.6% | $10,600+585.7% | $11,409+537.2% |