Retirement plan

SDR PLUMBING & HEATING, INC. PROFIT SHARING PENSION PLAN

Name: SDR PLUMBING & HEATING, INC. - SDR PLUMBING & HEATING, INC. PROFIT SHARING PENSION PLAN (2020) Form 5500
Creator: SDR PLUMBING & HEATING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SDR PLUMBING & HEATING, INC. PROFIT SHARING PENSION PLAN, SDR PLUMBING & HEATING, INC.

SDR PLUMBING & HEATING, INC.EIN 06-1571814Plan #001PY 2020

P.O. BOX 235 - RIVERSIDE, CT 068780235203-348-2295sdrplumbing.comLinkedIn1-10 employeestelecommunications

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$1.6M

+21.4% from 2019

Total participants

-7.7% from 2019

Average account balance

$176,375

+21.4% from 2019

Annual return

14.52%

-2.33 pp from 2019

Benchmarks

See 36,205 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort36,205 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$248K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

68.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$149K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$176,375

$100,911+74.8%

$90,440+95.0%

$158,966+11.0%

Participation rate

75.0%

75.0%0pp

72.7%+2.3pp

82.0%-7.0pp

Annual return

14.52%

1726.62%-1712.1pp

1294.38%-1279.9pp

302.95%-288.4pp

Employer contribution / active EE

$2,070

$3,690-43.9%

$3,263-36.6%

$4,762-56.5%

Participant deferral / active EE

$5,443

$4,348+25.2%

$3,964+37.3%

$5,983-9.0%

Admin fee / account holder

$6,507-100.0%

$5,615-100.0%

$11,250-100.0%

SDR PLUMBING & HEATING, INC. PROFIT SHARING PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

SDR PLUMBING & HEATING, INC. PROFIT SHARING PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion