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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,053 | $102,595-23.9% | $94,057-17.0% | $154,746-49.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 17.81% | 583.42%-565.6pp | 480.62%-462.8pp | 172.34%-154.5pp |
| Employer contribution / active EE | $4,187 | $3,147+33.0% | $2,933+42.8% | $4,379-4.4% |
| Participant deferral / active EE | $6,353 | $5,118+24.1% | $4,709+34.9% | $6,730-5.6% |
| Admin fee / account holder | $563 | $7,736-92.7% | $7,244-92.2% | $14,365-96.1% |