Filed August 24, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,053 | $72,071+8.3% | $68,368+14.2% | $137,256-43.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 17.81% | 353.14%-335.3pp | 292.57%-274.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $4,187 | $2,788+50.2% | $2,649+58.1% | $4,156+0.7% |
| Participant deferral / active EE | $6,353 | $4,410+44.1% | $4,123+54.1% | $6,407-0.8% |
| Admin fee / account holder | $563 | $5,336-89.4% | $5,150-89.1% | $12,270-95.4% |