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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,823 | $81,476-48.7% | $102,383-59.2% | $80,925-48.3% |
| Participation rate | 28.6% | 66.8%-38.3pp | 74.5%-45.9pp | 67.7%-39.1pp |
| Annual return | 10.33% | 25.59%-15.3pp | 24.94%-14.6pp | 35.65%-25.3pp |
| Employer contribution / active EE | $1,546 | $3,105-50.2% | $3,870-60.1% | $2,756-43.9% |
| Participant deferral / active EE | $2,543 | $3,871-34.3% | $5,060-49.7% | $4,299-40.8% |
| Admin fee / account holder | $22 | $6,717-99.7% | $8,391-99.7% | $6,940-99.7% |