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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,584 | $110,278+15.7% | $95,740+33.3% | $139,466-8.5% |
| Participation rate | 66.7% | 75.7%-9.1pp | 72.3%-5.6pp | 80.3%-13.7pp |
| Annual return | 11.85% | 27.19%-15.3pp | 28.41%-16.6pp | 373.66%-361.8pp |
| Employer contribution / active EE | $676 | $3,260-79.3% | $2,836-76.2% | $4,754-85.8% |
| Participant deferral / active EE | $2,496 | $4,674-46.6% | $4,244-41.2% | $6,712-62.8% |
| Admin fee / account holder | $457 | $6,613-93.1% | $5,676-92.0% | $11,409-96.0% |