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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,364 | $125,778+25.9% | $114,563+38.2% | $154,746+2.3% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.9%-6.2pp | 80.7%-14.0pp |
| Annual return | 11.87% | 295.14%-283.3pp | 241.09%-229.2pp | 172.34%-160.5pp |
| Employer contribution / active EE | $746 | $2,806-73.4% | $2,592-71.2% | $4,379-83.0% |
| Participant deferral / active EE | $1,123 | $4,445-74.7% | $4,142-72.9% | $6,730-83.3% |
| Admin fee / account holder | $518 | $8,190-93.7% | $7,623-93.2% | $14,365-96.4% |