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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,894 | $98,776-49.5% | $149,745-66.7% | $79,856-37.5% |
| Participation rate | 94.6% | 75.8%+18.8pp | 82.5%+12.1pp | 69.6%+25.0pp |
| Annual return | 154.32% | 27.38%+126.9pp | 276.72%-122.4pp | 31.71%+122.6pp |
| Employer contribution / active EE | $5,480 | $3,217+70.3% | $4,646+18.0% | $2,471+121.7% |
| Participant deferral / active EE | $7,123 | $5,681+25.4% | $6,843+4.1% | $3,741+90.4% |
| Admin fee / account holder | $4,366 | $6,053-27.9% | $9,312-53.1% | $5,306-17.7% |